2020 Homeownership Application Drive Now Closed

Applications accepted July 1 through July 31.

Applications were available in July for the Homeownership program at Habitat for Humanity of Greater Sioux Falls. Applications are only open once a year, for a limited time, and completed applications must have been received by 5 p.m. on Friday, July 31. Mailed applications must have had a postdate of July 30, 2020. Late applications cannot be accepted.

Before you apply

To help applicants understand the Homeownership Program requirements and the application process, Habitat held online information sessions in June. A recorded version is available below.

How to apply

Step 1: Evaluate your eligibility and readiness.

Habitat homeowners help build or repair their homes alongside volunteers and pay an affordable mortgage. To qualify, applicants must meet general eligibility requirements and have a need, the ability to pay, and a willingness to partner. For the 2020 income guidelines and other requirements, review Habitat’s program selection criteria. Note the expanded eligibility guidelines in 2020 for veterans and teachers. Applicants can evaluate their readiness for homeownership by completing the self-assessment.

Step 2: Get an application.

Applications were available from Monday, June 29, 2020, through Friday, July 31, 2020. They are now closed for the remainder of 2020.

Step 3: Complete the application and gather all required documents.

Copies of all required documents must be submitted with your application. All supporting documentation submitted with the application will be kept and cannot be returned to the applicant. Please do not bring or send originals.

Step 4: Submit your application.

Applications can be submitted in person or by mail. They cannot be received electronically.

If you have questions or need to speak with someone about an application, contact Lisa Ross at 605-274-6290 or lisa.ross@siouxfallshabitat.org. Administrative offices are closed to the public at this time. To limit personal contact, all processing questions will be handled by phone, email, or mail. If Habitat determines an in-person meeting is needed, an appointment will be required.

Step 5: Watch your mail for communications from Habitat regarding the status of your application.

As Habitat goes through the processing steps, you will be notified if any additional information is required from you. All notifications regarding the status of an application will be mailed to the applicant’s address. Please notify Lisa Ross of any changes to the applicant’s contact information throughout the application process.

Habitat does not discriminate on the basis of race, sex, color, age, handicap, religion, family status, national origin, source of income, or exercise of rights under the Consumer Credit Protection Act.