2021 Homeownership Applications Now Closed

Yemi and Christian at their new home

2021 Application Cycle Closed June 30, 2021.

Before You Apply

To help applicants understand the Homeownership Program requirements and the application process, a recorded version of the Orientation PowerPoint presentation is available below.

How to Apply

Step 1: Evaluate your eligibility and readiness.

Habitat homeowners help build or repair their homes alongside volunteers and pay an affordable mortgage. To qualify, applicants must meet general eligibility requirements and have a need, the ability to pay, and a willingness to partner with Habitat. For the 2021 income guidelines and other requirements, review Habitat’s program selection criteria. Note the expanded eligibility guidelines in 2021 for veterans/military, first responders, and frontline healthcare workers. Applicants can evaluate their readiness for homeownership by completing the self-assessment.

Step 2: Get an application.

  • Applications are not currently available.

Step 3: Complete the application and gather all required documents.

Copies of all required documents must be submitted with your application. All supporting documentation submitted with the application will be kept and cannot be returned to the applicant. Please do not bring or send originals.

Step 4: Submit your application.

Applications can be submitted in person or by mail. They cannot be received electronically.

If you have questions or need to speak with someone about an application, contact Lisa Ross at (605) 274-6290 or lisa.ross@siouxfallshabitat.org. To limit personal contact, processing questions will be handled by phone, email, or mail. If Habitat determines an in-person meeting is needed, an appointment will be required.

Step 5: Watch your mail for communications from Habitat regarding the status of your application.

As Habitat goes through the processing steps, you will be notified if any additional information is required from you. All notifications regarding the status of an application will be mailed to the applicant’s address. Please notify Lisa Ross of any changes to the applicant’s contact information throughout the application process.


Contact Habitat’s Homeowner Services Coordinator, Lisa Ross, at (605) 274-6290 or lisa.ross@siouxfallshabitat.org.

Equal Housing Opportunity

Habitat does not discriminate on the basis of race, sex, color, age, handicap, religion, family status, national origin, source of income, or exercise of rights under the Consumer Credit Protection Act.