2022 Eligibility Questionnaire

2022 Eligibility Questionnaire

Count all adults and children who live with you now and are expected to be living with you three years from now. Minor children may only be counted if the applicant, co-applicant, or another adult in the household is the child's parent, legal guardian, or legal custodian. A pending birth/adoption is not counted until the event occurs.
Do not count temporary or unreliable income, such as SNAP (food assistance) or unemployment.
Refer to the Habitat income guidelines charts below. Only veterans, teachers, first responders, or frontline healthcare workers are allowed the Special Eligibility income ranges; all others must meet General Eligibility income ranges.
*Based on current HUD income limits for the Sioux Falls, SD MSA, which includes Lincoln, Minnehaha and Turner counties.
You can request a free copy of your credit report every 12 months from each credit reporting company. To order your free credit report, visit annualcreditreport.com or call 1-877-322-8228. For more info: https://vimeo.com/352064477.
Collections, judgments, and liens may not appear on your credit report. To search for unpaid judgments, visit your local clerk of courts office. To search for unpaid county aid liens, visit your local register of deeds office. For debts in collection, contact the original creditor or the collection agency for more information.
Debt payments include minimum credit card payments, auto loans, student loans, and other borrowed-money payments. For student loans in forbearance/deferment, count 0.5% of the loan balance into your monthly debt. If you need help with the percentage calculation, use this calculator tool: https://www.calculator.net/percent-calculator.html
Household members who are 16 and older can contribute toward the required 300 hours. Single applicants can receive 125 donated hours, and dual/married applicants can receive 50 donated hours.
Habitat does not build custom-designed homes. Habitat will primarily be building twin homes in NE Sioux Falls in 2023. Selected applicants are matched to addresses that meet the needs of their household. Applicants who reject a home that is suitable to meet the needs of the applicant’s family will become ineligible to reapply for the Habitat program for two years.